Grihum Housing Finance has appointed Arjun Chowdhry as its Managing Director and Chief Executive Officer, entrusting him with the responsibility of steering the company into its next phase of growth in India’s housing finance market. With over three decades of leadership experience in consumer banking and financial services, Chowdhry brings a strong track record in retail banking, digital transformation, and payments innovation.
Before taking on his new role at Grihum, Chowdhry served as Group Executive – Affluent Banking, NRI, Cards & Payments at Axis Bank, where he oversaw the retail and digital banking portfolio, driving expansion across customer segments and product offerings. His leadership at Axis Bank was marked by strengthening affluent and NRI banking, alongside building digital-first strategies for cards and payments.
Prior to his stint at Axis Bank, Chowdhry spent nearly 30 years with Citi India, where he held multiple leadership roles and played a pivotal role in shaping the bank’s retail business in the country. He was Country Head – Consumer Bank and later Managing Director & Business Head – Payments, Credit Cards & Unsecured Loans, where he successfully led Citi’s retail transformation in India.
During his career at Citi, he also held critical positions such as COO & NRI Business Head, Business Head – Citi At Work & Investment Products, and Business Manager – Partnerships & Alliances. Across these roles, he contributed significantly to P&L management, strategic alliances, product innovation, payments, and lending solutions—building a strong foundation in financial services delivery at scale.
With his deep expertise in consumer banking, Chowdhry’s appointment comes at a strategic time for Grihum Housing Finance, which is focused on scaling its operations and expanding its footprint in India’s housing finance sector. His extensive experience across Citi India and Axis Bank positions him well to drive Grihum’s mission of enabling affordable housing finance while leveraging innovation and customer-centric solutions.
As the company looks to strengthen its presence in the housing finance landscape, industry watchers believe Chowdhry’s leadership will be instrumental in balancing growth with operational resilience, while building on Grihum’s commitment to financial inclusion in India.
