Jammu & Kashmir Bank has announced the appointment of Ketan Kumar Joshi as its Chief Financial Officer (CFO) for a period of three years. He succeeds Fayaz Ahmad Ganai, bringing with him over 25 years of diverse experience in banking, finance, compliance, and regulatory reporting across Indian and international financial institutions.
Before joining J&K Bank, Ketan served as CFO at North East Small Finance Bank, where he successfully led initiatives such as capital optimization and the migration of the core banking system from FIS (PROFILE) to BSG (TURING). His international career includes senior finance roles at Maiwand Bank, Bakhtar Bank, and Ghazanfar Bank in Afghanistan, where he was responsible for asset-liability management, payment systems, MIS, and regulatory audits.
He has also held key positions at Bank of Tokyo-Mitsubishi UFJ Ltd. as Senior Vice President in Mumbai and at IndusInd Bank as Deputy Vice President, with responsibilities focused on capital planning and financial strategy.
A Chartered Accountant accredited by The Institute of Chartered Accountants of India and a certified professional from The Indian Institute of Banking & Finance, Ketan is known for his expertise in financial governance, risk-based decision-making, and system integration.
His appointment marks a strategic move for J&K Bank as it reinforces its commitment to regulatory compliance, operational efficiency, and sustainable financial growth.
