Oracle has triggered a significant shift in the cloud ecosystem by becoming the first provider to introduce Multicloud Universal Credits—a unified currency that allows enterprises to deploy AI and database workloads seamlessly across AWS, Azure, Google Cloud and OCI. Announced at Oracle AI World 2025, the model represents a fundamental change in how businesses can consume and optimise cloud resources. Maria Colgan, Oracle veteran and VP of product management for AI and mission-critical data, described the move as a long-awaited breakthrough that finally empowers customers with the mobility and independence they have been seeking.
Setting the tone for the announcement, Colgan highlighted that this strategy reinforces Oracle’s long-standing belief in interoperability and customer choice. Rather than treating hyperscalers as competitors, Oracle is positioning them as collaborators in a shared ecosystem. Reaffirming this philosophy, she said, “I do think we are the first in the industry to do that,” signalling that this new commercial model will fundamentally influence how organisations approach budgeting and managing cloud expenditures.
Adding a touch of lightness to the strategic reveal, Oracle Cloud Infrastructure SVP Karan B. underscored the simplicity behind the concept. “Clearly, Oracle is really good at naming their products,” he joked, while clarifying how Universal Credits function as one interchangeable currency across Oracle’s own offerings as well as multicloud services. The goal, he explained, is to eliminate traditional commercial constraints and give enterprises unmatched flexibility in where and how they run their workloads.
Complementing this major business model shift was the introduction of Oracle Database 26ai, which Colgan described as a next-generation leap in real-time, mission-critical AI. She noted that AI is now embedded directly into the core of the data platform rather than being connected as an external layer. “We’ve put AI into the data platform… not a bolt-on,” she explained, emphasising how this architectural approach enables advanced reasoning directly within transactional environments—an essential capability for organisations seeking to operationalise AI at scale.
Together, Multicloud Universal Credits and Database 26ai signal Oracle’s intent to redefine both cloud economics and AI-driven data processing, positioning the company at the forefront of a more open, integrated and intelligent cloud future.
