Paytm Money, the wealth-tech arm of Paytm, has partnered with JioBlackRock Mutual Fund to introduce an AI-powered Systematic Active Equity (SAE) Flexi Cap Fund, aimed at democratizing access to advanced equity investment strategies for retail investors. The new fund offer (NFO) will open for subscription on September 23 and close on October 7, with investments starting as low as ₹500 through either SIP or lump-sum contributions.
Developed by US-based BlackRock, the SAE Flexi Cap Fund leverages artificial intelligence and machine learning to process and analyze vast datasets spanning nearly 1,000 Indian companies. By applying advanced AI-driven analytics, the fund is designed to identify opportunities and manage risk more effectively, bringing institutional-grade investment insights to everyday investors.
The fund also offers an indicative expense ratio of 0.5%, making it an affordable choice compared to many actively managed equity schemes. By combining Paytm’s digital-first distribution and zero-commission platform with JioBlackRock’s global investment expertise, the initiative seeks to make sophisticated, data-driven investing accessible to India’s rapidly expanding retail investor base.
According to industry experts, AI-driven funds represent the next wave in investment strategies, allowing fund managers to go beyond traditional metrics and capture nuanced market signals. With India witnessing a surge in retail participation in equity markets—particularly via SIPs—such offerings are expected to appeal to younger, tech-savvy investors looking for smarter and more transparent ways to grow their wealth.
The launch also underscores JioBlackRock’s intent to bring cutting-edge global innovations into India’s mutual fund industry, while Paytm Money continues to expand its portfolio of investment products tailored to first-time and experienced investors alike.
With subscriptions starting at just ₹500, the fund lowers the entry barrier for retail participants, signaling a broader push to democratize access to next-generation wealth-creation tools. By merging AI-driven insights with accessible digital platforms, the SAE Flexi Cap Fund could mark a significant step toward reshaping how Indian investors engage with equities.
