Unnikrishnan Janardnan has been elevated to the role of Chief Operating Officer at Asirvad Microfinance Limited – Official Page, marking a significant milestone in his distinguished career in the microfinance industry. His promotion follows a brief yet impactful tenure as Joint COO, during which he played a vital role in optimizing operational efficiency and shaping strategic initiatives.
With over a decade of leadership experience in inclusive finance, Unnikrishnan brings a deep understanding of microloan management, MSME lending, housing finance, and operational execution. His appointment as COO underscores Asirvad’s continued focus on strengthening its leadership team to support its growth and mission of financial inclusion.
Prior to his time at Asirvad, Unnikrishnan served in key leadership roles across several organizations. As CEO of Navachetana Microfin Services and Director at Navachetana Livelihood Pvt Ltd, he was instrumental in expanding access to financial services in underserved communities. His efforts focused on scaling operations, improving customer outreach, and driving mission-led impact.
He also held the position of COO and Board Member at NextRu Livelihoods Private Limited, where he led business transformation efforts and contributed significantly to operational and strategic growth. Earlier in his career, he progressed through senior roles including Vice President – Operations, gaining extensive experience in frontline execution and strategic business development.
“His consistent focus on community-centric financial solutions and digital enablement continues to contribute to sector-wide impact.” Known for championing technology-driven approaches to microfinance, Unnikrishnan has consistently prioritized innovations that enhance customer service and organizational agility.
In his new role at Asirvad, he is expected to further accelerate the company’s operational effectiveness and support its expansion in rural and semi-urban markets. His leadership is aligned with Asirvad’s mission to provide accessible, responsible, and customer-focused financial solutions.
Unnikrishnan Janardnan’s elevation to COO reflects not only his dedication to inclusive finance but also Asirvad Microfinance’s commitment to nurturing internal talent and fostering leadership that can drive long-term, community-based impact.
