
Ritwick to oversee Fixed Income Advisory & Treasury Solutions, Risk Advisory & Continuity Practice, and Lending Solutions
Gurugram: Client Associates, one of India’s leading Multi-Family Office and Private Wealth Management firms, has announced the appointment of Ritwick Ghoshal as Managing Partner – Growth & Strategy and Pulkit Vashishth as Director – Risk Advisory & Continuity Practice.
The appointments reinforce the firm’s focus on strengthening its specialist advisory capabilities and building leadership across strategic growth areas to address the evolving needs of HNI and UHNI families.
Ritwick brings over three decades of leadership experience across private banking, wealth management, investment advisory and business strategy, with extensive exposure to Indian and international markets. Prior to joining Client Associates, he was Executive Director – International Business & Family Office at Centrum Wealth, where he also served as Chief Investment Officer. His career includes senior leadership positions at Bay Capital, Barclays, Edelweiss, Avendus Capital, HSBC, Citibank, ANZ Grindlays and JM Morgan Stanley.
In his role as Managing Partner – Growth & Strategy, Ritwick will oversee three key practices: Fixed Income Advisory & Treasury Solutions, Risk Advisory & Continuity Practice, and Lending Solutions. He will work closely with Himanshu Kohli, Co-founder, Client Associates, on the continued development of these businesses and the firm’s broader strategic priorities.
As part of this leadership structure, Amar Koradia, Director & Head – Fixed Income, will lead the Fixed Income Advisory & Treasury Solutions practice, while Pulkit Vashishth, Director – Risk Advisory & Continuity Practice, will lead the firm’s risk advisory and continuity mandates. Both will work closely with Ritwick to strengthen the firm’s specialist advisory capabilities.
Pulkit brings over 20 years of experience across bancassurance, UHNI and promoter insurance, keyman and succession structures, and estate planning. He has worked with organisations including SBI Life, IndusInd Bank, Zee Learn, Essar Steel and Centrum Insurance Brokers. His experience spans insurance solutions for high-net-worth individuals and business owners, with a focus on wealth protection, risk mitigation and long-term continuity planning.
Based in Mumbai, Pulkit will work with Ritwick and the wider team to develop the firm’s Risk Advisory & Continuity Practice.
Commenting on the appointments, Himanshu Kohli, Co-founder, Client Associates, said:
“Building a legacy wealth management institution requires a clear understanding of where the business needs to go and the leadership required to get there. As Client Associates enters its next phase of growth, we remain focused on making deliberate investments in people who bring sound judgement, a long-term perspective and the ability to navigate complexity. Ritwick and Pulkit bring complementary strengths that will be important as we continue to evolve our business and the way we serve families.”
Ritwick Ghoshal, Managing Partner – Growth & Strategy, Client Associates, said:
“The wealth management industry in India is at an interesting stage of development. As the scale and sophistication of private wealth grow, there is an opportunity to build advisory institutions that combine entrepreneurial thinking with the discipline and perspective required for the long term. Client Associates has built its business around an understanding of family wealth that goes beyond individual financial decisions. I look forward to working with the team to shape the firm’s next phase of growth.”
These appointments reflect Client Associates’ continued commitment to building specialist leadership and delivering comprehensive advisory solutions that help families manage, protect and preserve wealth across generations.




